MCCI presently offers two types of loan products along with the developmental services through collaborative community partners:

Residential Products: Home Improvement Loans

Home Improvement Mortgages: Provides subordinate mortgages to help existing homeowners and new homebuyers to rehabilitate their homes and support the process of neighborhood revitalization.The loans are amortizing level-payment loans with monthly payments, a term of 10 to 20 years. MCCI’s product is designed to meet their needs and be appropriate for the target market by providing financing for up to 100% of the after-rehab market value of the home, and by considering customers with alternative credit history, low credit scores, or high DTI ratios.

Commercial Products: Business Loans